Protected payment card instead of money
Fully protected payment cards supported by national
database for transactions
Author: David Judbarovski, systems engineering,
retired engineer, Israel
judbarovski@gmail.com,
Linkedin: David Judbarovski
The world without the money is possible in nearest
future, while all transactions can be transparent and fully protected against
all sorts of criminals. If being supported by national database for all
transactions (NDBT), any criminals can be simply and quickly and cheaply detected
automatically.
It needs the following steps.
(1) The Payment Cards are personalized, even if for
businesses.
(2) The Payment Cards are protected by personal
identification by face, voice, finger print, signature, passwords of any sorts,
and alarm. Such protection is using AI (artificial intellect) application.
analogously present practice.
(3) Before first transactions, there are used a learning
of the said AI and its testing.
(4) Nobody is able to pay from your Payment Card, but
only you are.
(5) A full copy of the Payment Card as static one as a
dynamic one is serving for you for reliability.
(6) The payment can by three step procedure. At first,
it is pre-payment for delivery, then followed by confirmation of receiving, and then
final full payment through the said NDBT.
(7) A reverse side of the Payment Card is a
interactive display.
(8) The Payment Card is equipped by photo-camera and
by telephone.
(9) It is something like of a smartphone, but very
specified one, so much more small and lighter in the weight, but some bigger
than present credit cards..
(10) You can receive warnings and any other information
concerning your account in the NDBT.
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